At C&L, we don't believe you should have to wait to improve your home.

Getting the improvements you want doesn’t need to be stressful on your budget. We have a number of options available to suit any budget and lifestyle.

Flexible Finance from Kandoo

we have partnered with Kandoo, a regulated credit broker to offer all our customers a range of highly flexible finance options. Kandoo is a comparison service that searches to find you the best Personal Loan or Secured Lending option that’s right for you.

The Benefits of choosing Kandoo

  • Authorised and regulated by the FCA and sources funds only from UK-regulated lenders.
  • Simply fill in a quick form and if you are approved the money is paid directly into your account usually within 48 hours.
  • Once you have applied for finance all your dealings are with Kandoo and they will resolve any issues or queries that may arise and can provide advice on finance where required.
  • Loans from as low at £1,000 to £50,000 with flexible lending periods up to 7 years available.

Start your application for a personal quotation without affecting your credit history!

The Small Print

C&L External Limited is registered in England and Wales, Company Registration Number: 12028239​. Our registered office is 91 Sussex Drive Sussex Drive, Chatham, United Kingdom, ME5 0NW. 

C&L External Limited is an Introducer Appointed Representative (‘IAR’) of Switcha Limited, Trading as Kandoo which is authorised and regulated by the Financial Conduct Authority, Firm Registration Number: 931798 for Credit Broking and Insurance Distribution.  

Switcha Limited is a Credit Broker and not a Lender. You can check this on the Financial Services Register at

We also accept all major credit cards, both over the phone and in person.

We also accept payments by Bank Transfer and Cash.